UK State Pension Age could rise to 74 amid fears of widespread elderly poverty
London, UK – 22 July 2025
The UK state pension age could rise to 74 by the late 2060s, as the government warns of an impending “tsunami” of poverty among older citizens. The warning comes as Work and Pensions Secretary Liz Kendall launches a new commission to examine the future of retirement income and social support for the ageing population.
Currently, the state pension age is set to rise from 66 to 67 between 2026 and 2028, with a further increase to 68 scheduled between 2044 and 2046. However, these timelines may be subject to significant revision as the government reassesses the financial sustainability of the system amid demographic and economic pressures.
“There is a looming tsunami of pensioner poverty that we cannot ignore,” said Kendall, announcing an early review of the state pension age. “People are living longer, but not necessarily healthier or wealthier lives. We must urgently rethink how we support our ageing population.”
Although no formal decision has been made, internal forecasts suggest that the pension age could eventually rise to 74 by 2068 or 2069. Such a move would reflect growing life expectancy but could also spark controversy over the affordability of retirement and the fairness of delaying state support for future generations.
The government had previously considered bringing forward the increase to age 68 between 2037 and 2039, following a 2017 review. However, those plans were shelved and are not currently part of legislation.
Any major changes to the pension age are unlikely to be confirmed before the next general election, expected in 2029. In the meantime, the newly established commission will examine a range of options to ensure the long-term viability of the pension system, including reforms to private savings, workplace pensions, and wider social care funding.
The UK’s ageing population continues to grow, with over-65s expected to account for nearly a quarter of the population by 2050. Campaigners warn that without significant reform, many elderly people risk falling into poverty due to inadequate savings, insecure housing, and a lack of access to care.
International News UK will continue to monitor developments on pension reform and the commission’s recommendations.